Ms. Macalino graduated from the St. Paul College Quezon City in 1978 with a degree of BS Commerce Major in Accounting . She also has MBA Units from the Polytechnic University of the Philippines and the Pamantasan ng Lungsod ng Maynila. She attended the Executive Leadership program at the Ateneo Business School in 2000-2001.
She is also a Certified Public Accountant and a Career Executive Service Officer. Her professional career started as a Statistical Clerk/Account Analyst with the Rizal Commercial Banking Corporation in 1979. She also became a Settlement Processor in the International Department of the Philipine National Bank from 1979 to 1984. From 1984 to 1988, she was as an Executive Assistant/Accounting Assistant in Colvent, Inc. New York USA from 1984 to 1988.
She started her career in Land Bank of the Philippines in 1990 until her retirement in 2016 as Senior Vice President, Visayas Lending Group. She also served as a member of the Board of Directors of Land Bank Insurance Brokerage, Inc. from 2012 to 2021.