Loans
| Products & Services | Interest Rates | ||
| Cash Loan | Prevailing market rate at time of loan release | ||
| Time Plan Loan | Prevailing Interest, Diminishing | ||
| Government Entity Payroll Plan | Interest Rates (AOR) -1 year / 12 months -2 years / 24 months -3 years / 36 months |
Based on Prevailing Dep. Ed Rate 7.5% p.a. 9.00% p.a. 9.00% p.a. |
Subject to change based on prevailing interest rate 12.00% to 18.00% p.a. 12.00% to 18.00% p.a. 12.00% to 18.00% p.a. |
| Real Estate Loan | prevailing interest, with annual repricing | ||
| Auto Loan | Prevailing interest at time of availment | ||
| Back to Back Loan | Effective rate of Interest on Deposit plus margin | ||
| Domestic Bill Purchased | 10% | ||
| Commercial Business Loan | Floor Lending Rate at the time of Availment | ||
| Small Business Loan | Prevailing interest at time of availment | ||
Deposits
| Products & Services | Interest Rates | ||
| Checking Account | None | ||
| Cheque Lite | None | ||
| Cheque Plus | 0.3000% | ||
| Basic Savings Account | 0.3000% | ||
| Regular Savings Account | 0.30% | ||
| ATM Account | 0.30% | ||
| My First Step | 0.3% | ||
| Stratified Savings Account | 0.4500% per annum | Minimum P500,000 based on monthly ADB 0.3500% per annum | Below P500,000 on monthly ADB |
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| Savings Builders | 0.30% | below Php50,000.00 ADB 0.35% | above Php50,000.00 up to Php99,999.99 0.40% | Php 100,000.00 and above ADB |
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| Regular Time Deposit | Based on negotiated rate at the time of placement | ||
| Long Term Deposit | Based on negotiated rate at the time of placement | ||